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Title: |
Financial Advisor
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Location: |
US-California-Orange County
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Work History: |
Jacob S. Moser
18202 Vanderlip
Tustin, CA 92780
Home: (714) 731-0502
Cell: (714) 336-7753
Email: jcbmoser12@yahoo.com
OBJECTIVE: To obtain a challenging position at a reputable and progressive company with a positive and professional atmosphere in order to develop a successful career.
PROFESSIONAL SKILLS
Computer Literacy
• Proficient in Microsoft Word, Excel, and Outlook programs.
• Entered applications into the risk evaluation system.
• Ran credit on customers using LOIS, Destiny, and several other loan tracking systems.
• Searched and located qualified appraisers.
• Priced out programs using revenue and loan calculators.
• Worked up proposals using rate sheets and proposal program.
• Tracked and accounted for sub-prime, alt-a, and prime mortgage loans.
• Proficient in five different mortgage document drawing programs.
• Experienced in DataTrac and Point systems
Customer Service / Sales
• Worked directly with business owners to find the best program for their merchant accounts.
• Responsible for setting, tracking, and confirming appointments for Senior Bank Reps.
• Organized files for loans.
• Originated files and coincided with top loan officers.
• Priced, sold, organized, and closed sub-prime loans.
• Handled challenging customers with different needs and priorities.
• Worked honestly and promptly with all clients.
• Closed several loans with limited assistance or resources.
• Coincided with underwriters in order to take care of in house conditions.
• Worked with mortgage processors and escrow officers to sign off funding conditions.
• Funded loans through DataTrac program.
• Responsible for organizing loan documents and shipping them to corporate office.
• Coordinated with account executives, pricing department, and several broker offices.
Training
• Completed college coursed in electronics, math, economics, business, and real estate.
• Sales, marketing, and program training for bank representative position.
• Initial mortgage and sales training.
• Participated in program, sales, credit, and proposal training classes.
• Advanced program and sales training for Sr. loan officers
• Involved in guideline and promotional training during term as a loan officer.
• Detailed training in five separate document drawing systems LSSI, DocMagic, exc.)
• Worked extensively in mortgage data tracking systems.
SUMMARY OF QUALIFICATIONS
Efficient in reviewing broker and escrow conditions
Knowledgeable in data tracking programs and several document programs
Proficient in communication skills and working with people of different opinions and experience.
Working knowledge of structure and functions of mortgage loan files.
Understanding of negotiations and sales process.
Experience in analyzing client situations and identifying beneficial programs in accordance to priority.
Desire to learn and be successful in a professional atmosphere.
Strong motivation to achieve a respectable career and to provide for myself and loved ones.
EDUCATION
Foothill High School-graduating class of 2001; member of three C.I.F. soccer teams.
Orange Coast College-completed courses in electronics, economics, math, real estate, and business.
Currently enrolled at Orange Coast College in English, history and film classes
EMPLOYMENT HISTORY
Mega Capital Funding – Document Department, Cerritos Ca (2006-2007)
Handle all documents for eleven Account Executives at the Cerritos branch
Responsible for assisting post closing dept. with any necessary revised documents
Work with processors, escrow officers and title to obtain correct information for files
Locate and correct any missing or incorrect forms or figures necessary to draw docs
Organize all lock confirmation sheets and verify all fees and pricing figures
Review loan information and check for accuracy against investor guidelines
Plaza Home Mortgage – Document drawer/Funder, Newport Beach Ca (2005-2006)
Responsible for executing all documents and compliance for number one branch
Coordinated with account executives, escrow officers, and brokers
Reviewed entire loan packages and signed off conditions prior to funding
Calculated final figures and funded loans off all different program types
Cooperated with and assisted shipping and post closing departments
Assisted with obtaining verification of employment and desposits
Opteum Financial Services – Senior Loan Officer, Foothill Ranch Ca (2004-2005)
Priced out loans with many different programs and scenarios
Worked with brokers and processors to ensure prompt closing of all loans
Originated all loans personally using less than ideal leads daily
Responsible for obtaining knowledge of the guidelines and pricing index
Sold and closed several loans on a monthly basis
Managed and organized entire pipeline
Home Loan Center - Sales Agent/ Loan Officer, Irvine Ca (2004)
Originated loan applications and helped determine the goals of the borrowers
Priced out loans ranging from sub prime to A paper guidelines
Organized all leads and pipeline reports
Was responsible for knowing any index used for pricing and the benefits
Closed sub prime, alt A, and A paper loans
Axiom Financial Services -Branch Senior Loan Officer, Century City/Artesia Ca (2003-04)
Originated loans and coordinated with borrowers
Priced out loans under sub prime programs and guidelines
Located and reviewed appraisers to obtain the value of the properties
Managed pipeline and all leads
Worked with processor to close loans quickly and correctly
Collected and reviewed all applications and income documentation
Reviewed credit reports and determined best possible programs
Closed sub prime loans monthly to meet commission criteria
Mesa Verde Country Club - Bag room attendant/Pro shop assistant, Costa Mesa Ca (2000-02)
Assisted course professional and pro shop managers with anything requested
Cleaned and organized all carts, golf clubs, and equipment at the course
Provided quality control for any member of the course
Organized and set up any tournaments or events held at the golf course
Responsible for closing the course and locking any necessary gates or doors
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Skills: |
Jacob S. Moser
18202 Vanderlip
Tustin, CA 92780
Home: (714) 731-0502
Cell: (714) 336-7753
Email: jcbmoser12@yahoo.com
OBJECTIVE: To obtain a challenging position at a reputable and progressive company with a positive and professional atmosphere in order to develop a successful career.
PROFESSIONAL SKILLS
Computer Literacy
• Proficient in Microsoft Word, Excel, and Outlook programs.
• Entered applications into the risk evaluation system.
• Ran credit on customers using LOIS, Destiny, and several other loan tracking systems.
• Searched and located qualified appraisers.
• Priced out programs using revenue and loan calculators.
• Worked up proposals using rate sheets and proposal program.
• Tracked and accounted for sub-prime, alt-a, and prime mortgage loans.
• Proficient in five different mortgage document drawing programs.
• Experienced in DataTrac and Point systems
Customer Service / Sales
• Worked directly with business owners to find the best program for their merchant accounts.
• Responsible for setting, tracking, and confirming appointments for Senior Bank Reps.
• Organized files for loans.
• Originated files and coincided with top loan officers.
• Priced, sold, organized, and closed sub-prime loans.
• Handled challenging customers with different needs and priorities.
• Worked honestly and promptly with all clients.
• Closed several loans with limited assistance or resources.
• Coincided with underwriters in order to take care of in house conditions.
• Worked with mortgage processors and escrow officers to sign off funding conditions.
• Funded loans through DataTrac program.
• Responsible for organizing loan documents and shipping them to corporate office.
• Coordinated with account executives, pricing department, and several broker offices.
Training
• Completed college coursed in electronics, math, economics, business, and real estate.
• Sales, marketing, and program training for bank representative position.
• Initial mortgage and sales training.
• Participated in program, sales, credit, and proposal training classes.
• Advanced program and sales training for Sr. loan officers
• Involved in guideline and promotional training during term as a loan officer.
• Detailed training in five separate document drawing systems LSSI, DocMagic, exc.)
• Worked extensively in mortgage data tracking systems.
SUMMARY OF QUALIFICATIONS
Efficient in reviewing broker and escrow conditions
Knowledgeable in data tracking programs and several document programs
Proficient in communication skills and working with people of different opinions and experience.
Working knowledge of structure and functions of mortgage loan files.
Understanding of negotiations and sales process.
Experience in analyzing client situations and identifying beneficial programs in accordance to priority.
Desire to learn and be successful in a professional atmosphere.
Strong motivation to achieve a respectable career and to provide for myself and loved ones.
EDUCATION
Foothill High School-graduating class of 2001; member of three C.I.F. soccer teams.
Orange Coast College-completed courses in electronics, economics, math, real estate, and business.
Currently enrolled at Orange Coast College in English, history and film classes
EMPLOYMENT HISTORY
Mega Capital Funding – Document Department, Cerritos Ca (2006-2007)
Handle all documents for eleven Account Executives at the Cerritos branch
Responsible for assisting post closing dept. with any necessary revised documents
Work with processors, escrow officers and title to obtain correct information for files
Locate and correct any missing or incorrect forms or figures necessary to draw docs
Organize all lock confirmation sheets and verify all fees and pricing figures
Review loan information and check for accuracy against investor guidelines
Plaza Home Mortgage – Document drawer/Funder, Newport Beach Ca (2005-2006)
Responsible for executing all documents and compliance for number one branch
Coordinated with account executives, escrow officers, and brokers
Reviewed entire loan packages and signed off conditions prior to funding
Calculated final figures and funded loans off all different program types
Cooperated with and assisted shipping and post closing departments
Assisted with obtaining verification of employment and desposits
Opteum Financial Services – Senior Loan Officer, Foothill Ranch Ca (2004-2005)
Priced out loans with many different programs and scenarios
Worked with brokers and processors to ensure prompt closing of all loans
Originated all loans personally using less than ideal leads daily
Responsible for obtaining knowledge of the guidelines and pricing index
Sold and closed several loans on a monthly basis
Managed and organized entire pipeline
Home Loan Center - Sales Agent/ Loan Officer, Irvine Ca (2004)
Originated loan applications and helped determine the goals of the borrowers
Priced out loans ranging from sub prime to A paper guidelines
Organized all leads and pipeline reports
Was responsible for knowing any index used for pricing and the benefits
Closed sub prime, alt A, and A paper loans
Axiom Financial Services -Branch Senior Loan Officer, Century City/Artesia Ca (2003-04)
Originated loans and coordinated with borrowers
Priced out loans under sub prime programs and guidelines
Located and reviewed appraisers to obtain the value of the properties
Managed pipeline and all leads
Worked with processor to close loans quickly and correctly
Collected and reviewed all applications and income documentation
Reviewed credit reports and determined best possible programs
Closed sub prime loans monthly to meet commission criteria
Mesa Verde Country Club - Bag room attendant/Pro shop assistant, Costa Mesa Ca (2000-02)
Assisted course professional and pro shop managers with anything requested
Cleaned and organized all carts, golf clubs, and equipment at the course
Provided quality control for any member of the course
Organized and set up any tournaments or events held at the golf course
Responsible for closing the course and locking any necessary gates or doors
|
Education: |
Jacob S. Moser
18202 Vanderlip
Tustin, CA 92780
Home: (714) 731-0502
Cell: (714) 336-7753
Email: jcbmoser12@yahoo.com
OBJECTIVE: To obtain a challenging position at a reputable and progressive company with a positive and professional atmosphere in order to develop a successful career.
PROFESSIONAL SKILLS
Computer Literacy
• Proficient in Microsoft Word, Excel, and Outlook programs.
• Entered applications into the risk evaluation system.
• Ran credit on customers using LOIS, Destiny, and several other loan tracking systems.
• Searched and located qualified appraisers.
• Priced out programs using revenue and loan calculators.
• Worked up proposals using rate sheets and proposal program.
• Tracked and accounted for sub-prime, alt-a, and prime mortgage loans.
• Proficient in five different mortgage document drawing programs.
• Experienced in DataTrac and Point systems
Customer Service / Sales
• Worked directly with business owners to find the best program for their merchant accounts.
• Responsible for setting, tracking, and confirming appointments for Senior Bank Reps.
• Organized files for loans.
• Originated files and coincided with top loan officers.
• Priced, sold, organized, and closed sub-prime loans.
• Handled challenging customers with different needs and priorities.
• Worked honestly and promptly with all clients.
• Closed several loans with limited assistance or resources.
• Coincided with underwriters in order to take care of in house conditions.
• Worked with mortgage processors and escrow officers to sign off funding conditions.
• Funded loans through DataTrac program.
• Responsible for organizing loan documents and shipping them to corporate office.
• Coordinated with account executives, pricing department, and several broker offices.
Training
• Completed college coursed in electronics, math, economics, business, and real estate.
• Sales, marketing, and program training for bank representative position.
• Initial mortgage and sales training.
• Participated in program, sales, credit, and proposal training classes.
• Advanced program and sales training for Sr. loan officers
• Involved in guideline and promotional training during term as a loan officer.
• Detailed training in five separate document drawing systems LSSI, DocMagic, exc.)
• Worked extensively in mortgage data tracking systems.
SUMMARY OF QUALIFICATIONS
Efficient in reviewing broker and escrow conditions
Knowledgeable in data tracking programs and several document programs
Proficient in communication skills and working with people of different opinions and experience.
Working knowledge of structure and functions of mortgage loan files.
Understanding of negotiations and sales process.
Experience in analyzing client situations and identifying beneficial programs in accordance to priority.
Desire to learn and be successful in a professional atmosphere.
Strong motivation to achieve a respectable career and to provide for myself and loved ones.
EDUCATION
Foothill High School-graduating class of 2001; member of three C.I.F. soccer teams.
Orange Coast College-completed courses in electronics, economics, math, real estate, and business.
Currently enrolled at Orange Coast College in English, history and film classes
EMPLOYMENT HISTORY
Mega Capital Funding – Document Department, Cerritos Ca (2006-2007)
Handle all documents for eleven Account Executives at the Cerritos branch
Responsible for assisting post closing dept. with any necessary revised documents
Work with processors, escrow officers and title to obtain correct information for files
Locate and correct any missing or incorrect forms or figures necessary to draw docs
Organize all lock confirmation sheets and verify all fees and pricing figures
Review loan information and check for accuracy against investor guidelines
Plaza Home Mortgage – Document drawer/Funder, Newport Beach Ca (2005-2006)
Responsible for executing all documents and compliance for number one branch
Coordinated with account executives, escrow officers, and brokers
Reviewed entire loan packages and signed off conditions prior to funding
Calculated final figures and funded loans off all different program types
Cooperated with and assisted shipping and post closing departments
Assisted with obtaining verification of employment and desposits
Opteum Financial Services – Senior Loan Officer, Foothill Ranch Ca (2004-2005)
Priced out loans with many different programs and scenarios
Worked with brokers and processors to ensure prompt closing of all loans
Originated all loans personally using less than ideal leads daily
Responsible for obtaining knowledge of the guidelines and pricing index
Sold and closed several loans on a monthly basis
Managed and organized entire pipeline
Home Loan Center - Sales Agent/ Loan Officer, Irvine Ca (2004)
Originated loan applications and helped determine the goals of the borrowers
Priced out loans ranging from sub prime to A paper guidelines
Organized all leads and pipeline reports
Was responsible for knowing any index used for pricing and the benefits
Closed sub prime, alt A, and A paper loans
Axiom Financial Services -Branch Senior Loan Officer, Century City/Artesia Ca (2003-04)
Originated loans and coordinated with borrowers
Priced out loans under sub prime programs and guidelines
Located and reviewed appraisers to obtain the value of the properties
Managed pipeline and all leads
Worked with processor to close loans quickly and correctly
Collected and reviewed all applications and income documentation
Reviewed credit reports and determined best possible programs
Closed sub prime loans monthly to meet commission criteria
Mesa Verde Country Club - Bag room attendant/Pro shop assistant, Costa Mesa Ca (2000-02)
Assisted course professional and pro shop managers with anything requested
Cleaned and organized all carts, golf clubs, and equipment at the course
Provided quality control for any member of the course
Organized and set up any tournaments or events held at the golf course
Responsible for closing the course and locking any necessary gates or doors
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1.080 | Seeking Long-Term Career in Financial Advising/Wealth Management | US-California-Orange County | |
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